Mortgage brokers and other real estate experts can often help homebuyers find the best interest rate on a mortgage that fits their needs, but that doesnt mean borrowers shouldnt shop around so that they’re well informed before talking to an expert. Here are a few things consumers can do to get the best interest rate […]

If you’ve owned a home for several years and made responsible financial decisions, you may have built a significant amount of equity. Home equity is the difference between the current market value of your house and the amount you still owe on the mortgage. If the value is greater than the debt, you have positive […]

So you’re looking for a home loan? Before you find yourself up to your knees in brand new terminology, brush up on these common phrases: FICO scoreThese are the credit scores that the majority of lenders use to determine your credit risk, and the number makes a very big difference in terms of what interest […]

Saving up for a down payment is perhaps the biggest hurdle to buying a home for many Americans, but how much money do you really need to put down in order to secure a deal? By definition, a down payment is the amount of money a buyer spends up front to purchase a house. A […]

If you’re like many people, you tend to do at least a little work from home. Whether you full on run a business out of your living space or simply need a nook to work on your finances or groom your Pinterest board, the following tips can help you upgrade that home office. Splurge on […]

For many families, having enough storage space is essential. To avoid clutter, consider these factors before buying a home: Are the closets big enough to fit all your clothes or kids toys? Does the bathroom allow enough dedicated space for cosmetics and toiletries? Would a lack of food storage cut into space for cookware in […]

As millennials continue to have an ever-increasing impact on the luxury property market, its important to consider how this can affect your homes value. Over the past few years, millennials have established that their tastes and preferences significantly differ from those of their parents. If youre hoping that your house will appeal to this new […]

If youre about to put your home on the market, there are probably some repairs and changes that need to be taken care of to ensure you get top dollar for your home. But before you begin tearing your home apart, its important to understand that some home improvements can be categorized as major and […]

Here are five interior design styles millennials love. Warm Minimalism Warm up millennial minimalism with earth tones, natural textures and handmade objects. Maximalism On the other end of the spectrum is maximalism. Love collecting items from different places, time periods and design movements? Maximalism is for you! Grandmillennial Some millennials prefer to decorate with an […]

Mortgage lenders typically want borrowers to put down 20 percent of the purchase price toward a home. For borrowers who do not have a lot of money for a down payment, it can be difficult to qualify for a mortgage. Some lenders approve mortgages with less money down, but those borrowers are considered a higher […]

Whether youve owned a home for years or are buying your first home, purchasing insurance can be confusing. Some of that confusion can come from policy myths that are often not true. If ignored, thesefive home insurance myths could cost you in the long run. Flood coverage is standard. Flood insurance isnt usually part of […]

Heres how to elegantly illuminate your property after dusk. Create Evening Curb Appeal Sconces around the front door or a driveway lamp post add significant curb appeal. Illuminate your Landscaping Spotlight your garden and other plantings around your property to show them off at all hours. Light Up the Walkways Soft and subtle lighting is […]

Exercise rooms have fast become an expected amenity for luxury homebuyers. Being able to stick to your daily fitness regimen or have a session with a private trainer without leaving your house is an extraordinary convenience. Besides, we dont all have time to get to the gym! Some people hear the term home gym and […]

Most people who want to purchase a house cant afford to pay cash and therefore need to take out a mortgage. The type of loan you choose will depend on your financial circumstances and plans and can have a significant impact on your monthly costs, so its essential to understand all your options. Government or […]

Flooding can happen anytime, anywhere. And damages are generally not included in your homeowners policy. But two devices can flood-proof your home: a backflow valve, and a sump pump. Both control floodwaters by redirecting them. A backflow valve directs overflow to an outside receptable – a sump pump directs overflow to a storm drain or […]