A fresh coat of paint can give new life to a home. Whether youre a seller aiming to impress potential homebuyers, or you just want to change things up, painting is an easy and effective way to revamp your homes look for relatively cheap. That said, a bad paint job that results in uneven edging, […]
There are many advantages of homeownership, but the burden of maintaining, repairing and replacing home appliances goes right along with it. The decision to repair or replace a broken or failing appliance is often made under pressure and without adequate knowledge about the nature of the appliance or its expected lifetime. Water HeatersUnless the water […]
These cutting-edge security features will ensure your property is prepared for anything! Biometric Keypad With biometric keypads, all of your doors can be set to automatically lock and simply require your fingerprint to open. Home Firewall Installing a firewall provides an extra layer of protection to any online vulnerabilities. Safe Room A fortified safe room […]
Buying title insurance is a pretty straightforward process. A title company will walk you through the process and will do almost all of the work itself. Still, there are some things to know about how to find a good title insurance company and how much the service costs. When buying title insurance, look to your […]
Closing costs are 2-5 percent of the purchase price of a home, resulting in an average of $3,700 in fees for paperwork required to buy a house. Thats a lot of money to come up with when you may have already put everything toward a down payment. Some fees from mortgage lenders are required by […]
Homeownership is a dream for many people, but some take on more debt than they should. If you’re thinking about buying a house, consider your income and current and potential expenses. How Mortgage Lenders Decide How Much Applicants Can Afford Lenders look at the total gross income of all individuals applying for a mortgage. This […]
If you bought a house with a mortgage, odds are the lender required you to pay for private mortgage insurance (PMI). This insurance is designed to protect the lender if you stop making payments on your home loan. Although lenders typically dont require PMI if a homebuyer makes a down payment of at least 20 […]
Homes cost a lot of money to maintain. But are you spending extra money unnecessarily on upkeep? Here are seven of the most expensive mistakes you could be making in your home: 1. Using Traditional Light Bulbs.If you still have incandescent light bulbs in your home, you could be throwing a lot of money away […]
Many renters, especially young couples planning to settle down and start a family, debate whether to keep renting an apartment or buy a home. Depending on your financial situation and long-term goals, though, one option may be better than the other. To determine if its the right time for you to start searching for a […]
For seniors who want to continue to live in their homes during retirement, a reverse mortgage can be an attractive option. It allows seniors to access the equity theyve built up by paying their mortgages over the years and use that money to cover living expenses. Sometimes seniors who have taken out a reverse mortgage […]
With these styles, youre guaranteed a kitchen thatll stand the test of time… Farmhouse Kitchen A rustic-inspired design, neutral colors combine with exposed wood beam ceilings and butcher-block countertops. Mediterranean Kitchen A kitchen that feels like you’re always on vacation. Dark wooden surfaces and ornate lighting create a romantic ambience. White Kitchen From coastal getaways […]
What is a comfort letter, and why might you need to submit one? The mortgage process when purchasing a home can be tricky. There’s a ton of paperwork to read through and sign”so much that your hand might cramp up from the vast amounts of signatures required. But don’t worry if your mortgage lender requests […]
